Friday, September 26, 2025

FAFSA 2026-2027

The FAFSA is the Free Application for Federal Student Aid (grants and

loans from the Federal government) for college.  Completing this

application also makes you eligible for any state aid you might qualify

for.  After submitting your FAFSA, you will receive your Student AidIndex (SAI).  The SAI is an eligibility index number that a college’s or

career school’s financial aid office uses to determine how much federal

student aid you would receive if you attended the school. This number

results from the information that you provide in your FAFSA form.


Below are questions I’m often asked:  


Who should complete the FAFSA? 

  • Anyone who thinks they qualify for a grant (free money from the state/federal
government – based on family income)
  • Anyone who wants/needs a loan from the federal/state government


I know I don’t qualify for a grant, and I do not want to take out a loan. 

Do I still have to complete the FAFSA?  Here are some examples of why you

might need to still complete it. There could be other reasons too  - each family

situation is unique.


  • Murray State requires FAFSA completion for those students who wish to

receive scholarship money from their institution
  • Other schools may require it as well so you need to check with your school. 

Some schools require it for work study (jobs on campus)
  • Some scholarships require you to report your SAI (Student Aid Index  –

which you get when you complete the FAFSA) on their application
  • The Work Ready Scholarship offered at WKCTC requires FAFSA completion.


What income level qualifies for the “free money” (grants)? 

There is no magic income number because the formula is complicated

and takes into account more than just your income.


When is the FAFSA due?

Some colleges have priority deadlines for completing the FAFSA.

Please check with your school to see if they have a deadline. 


What help is available at MCHS?

FSA ID - Sept 29 - open lab in 1208 for students/families to set up their FSA IDs

Seniors can come to the lab as their schedule allows - if you need me to create

a hall pass for you in our e-hall pass system, let me know.  You will need to bring

your device to the lab.

Families are also welcome but please know that you can create your FSA ID on

the day of your FAFSA appointment (this is a change from the last couple of years).

Getting it ahead of your appointment, just saves time that day.


FAFSA - One on one appointments with financial aid counselors will begin

October 14.  You can email me to set up the appointment or stop by my

office in 1201.  The financial aid counselors are here to help you complete

the application or simply answer any questions you have.


Oct 14 - 8:30 am - 2:00 pm

Oct 15 - 12:00 pm - 5:00 pm 

Oct 16 - 10:00 am - 5:00 pm

Oct 17 - 8:30 am  - 2:00 pm

**watch the Senior Blog and school email for additional dates


So if you have any questions or you want help to complete your FAFSA, make sure

to take advantage of the Financial Aid Counselors we will have on our campus

starting in October.  They are the experts!